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auto insurance

One of the most frustrating insurance experiences can be poorly chosen and poorly written auto policies.  At EPB&B, our aim is to make sure you have the best coverage for the best price - and that any claims you have are handled to your satisfaction.

Angela

EPB&B Personal Lines Account Manager - New Business

Angela Olson

One area of focus for our Personal Lines team is ensuring you get all the best discounts.  For example, we'll make every attempt to place your homeowners' and auto insurance with the same carrier - unless that doesn't work for you!  Other types of discounts you may qualify for include good driver, good student, and making sure you're driving a safe car.

Our dedicated claims specialist is on-call for you.  We'll act as your advocate, to make sure your claims process is smooth.  You can also print your auto ID cards directly from our web site, 24/7.

  


 Articles in this category


 

We are so sad to see these three beautiful ladies retire at the end of 2015.  We know them as the "Golden Girls" here in the office - (from left to right) Susan Anderson, Karen Grote and Linda Sather have been fixtures in our Personal Lines Department for years offering clients the very finest customer service and insurance advice possible.  They will be missed, but I'm sure we will see them back from time to time to share their retirement adventures.  

GoldenGirls 

Rear-end auto collisions continue to be the most-frequently reported claim in our office.  Did you know that most rear-end accidents occur when the trailing vehicle is following too close or driving at an excessive rate of speed.  Remember to always maintain at least a two- to four-second interval between your vehicle and the vehicle in front of you.  You should increase your following distance if your vehicle's length requires additional stopping distance, or when weather and reduced visibility warrants.  The general rule for large trucks traveling less than 40 mph is to allow at least 1 second for each 10 feet of vehicle length.  If greater than 40 mph, allow at least one second for each 10 feet of vehicle length PLUS one second.  Drive safe !!

Is your car one of the "most" or "least" expensive cars to insure?  If you drive a Toyota Sienna, Jeep Patriot or Compass or GMC Sierra, you are probably paying less than most to insure your vehicle.  However, if are lucky enough to own a new Audi R8, Mercedes CL600 or Porsche Panamera Turbo, you are probably paying a premium to insure your ride.  Check out the entire list of most and least expensive vehicles to insure just published by The National Underwriter.  It might make you think twice about your next automobile purchase. 

With the summer weather comes the desire to open windows and let in the fresh air. If you have young children, however, those open windows could be a source of danger - especially if you are on an upper floor. Just recently there have been several toddlers in the Portland Metro Area who have fallen out of windows and hurt themselves - luckily no one this year has died as a result. This is a good reminder to parents and homeowners to take some time to review these safety tips and check your home. Here are some important tips from Portland Fire & Rescue:
 
    • Don't leave young children alone - injuries can happen in seconds.
    • When young children are around, close and lock windows. For ventilation, open windows that children can't reach.

The insured was driving to work when he was hit head-on by another driver who wasn’t paying attention and accidentally crossed the center line on German Town Road.  The insured had to be pulled from his vehicle by the “jaws of life” and was life-flighted to Emanuel Trauma Unit.  He sustained a “pilon” fracture of his ankle, tibia and fibula.  This means his ankle was hit hard and piled up into the rest of his leg, resulting in numerous breaks in the left leg.  It also fractured his left femur which required open reduction and internal fixation surgery.  He spent nearly a month in the hospital and underwent 4 surgeries.  The insured had medical bills of approx $250,000 before he left the hospital.

The driver of the at-fault vehicle had only minimum limits of $25,000 which were immediately tendered.  The value of this claim is likely in excess of $1 Million.