How can I get auto insurance for my business?
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What is it?
Business auto insurance can cover vehicles owned and operated in the course of business. This insurance usually covers liability risks and can cover damage to the business vehicle as well.
Who needs it?
Businesses that own or operate vehicles as part of their business model need business auto insurance.
Who pays the premiums?
The business owning, operating, or making use of the vehicle is responsible for paying the premium.
Anything else I should know?
Businesses often have employees who drive their own vehicles as part of their job. Examples would include salespeople visiting clients or an employee taking a package to the post office. Businesses can add coverage for "hired and non-owned" autos.
Commercial auto insurance can cover liability, medical payments, collision, comprehensive, uninsured/underinsured motorist, and more.
Some policies are different from what's described here. Be sure to read and understand your individual insurance policy.
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